1. Initial Disclosure Document

The purpose of the Initial Disclosure Document is to help consumers:

Understand the service a firm is offering See clearly how much the service offered will cost; and Shop around by using the document to compare the services from a number of firms

2. Mortgage Planning Questionnaire

The purpose of the questionnaire is to obtain as much information as possible regarding the client(s):

Existing financial commitments; Attitude to risk; Affordability; and Current and future objectives

3. Mortgage Fee Agreement

This is a legal document stating any fees that may be charged. This would reflect the fees that have been noted on the Initial Disclosure Document and will have been agreed by both the client and MORTAGE DEAL DIRECT.CO.UK (normally no charges with Mortgage Deal Direct, only if applicable)

4. Key Facts Illustration

This document details the features, charges and any commission's payable with regard to a particular product or scheme. It is produced when discussing specific schemes or products and provides information to the client, enabling them to make an informed choice.

A KFI can only be produced regarding a specific product/scheme and would be provided on an individual basis